Renters Insurance in Orlando, FL
Affordable protection for Orlando renters and students. Protect your belongings and liability starting at just $15/month.
Why Orlando Renters Need Insurance
Your landlord's insurance doesn't cover your belongings or protect you from liability claims.
Landlord's Insurance Doesn't Cover You
Your landlord's policy only covers the building structure, not your personal belongings or liability.
Personal Liability Protection
If someone gets injured in your apartment or you accidentally damage someone else's property, you could be sued.
Temporary Housing Coverage
If your apartment becomes uninhabitable due to covered damage, renters insurance pays for temporary housing.
Incredibly Affordable
For the cost of a pizza each month, you can protect thousands of dollars worth of belongings.
What Renters Insurance Covers
Comprehensive protection for your belongings, liability, and temporary living expenses.
Personal Belongings
Covers your clothing, furniture, electronics, and other personal items from theft, fire, and other covered perils.
- Clothing & Furniture
- Electronics & Gadgets
- Jewelry & Valuables
Personal Liability
Protects you if someone is injured in your apartment or you accidentally damage someone else's property.
- Guest Injury Claims
- Accidental Property Damage
- Legal Defense Costs
Medical Payments
Pays for medical expenses if someone is injured in your apartment, regardless of who's at fault.
- Emergency Treatment
- Ambulance Costs
- Hospital Bills
Additional Living Expenses
Pays for hotel, food, and other living expenses if you can't live in your apartment due to covered damage.
- Hotel Costs
- Restaurant Meals
- Laundry Expenses
Worldwide Coverage
Your belongings are covered even when you're traveling or temporarily staying elsewhere.
- Travel Protection
- Theft Anywhere
- Temporary Relocation
Identity Theft Protection
Many policies include coverage for expenses related to identity theft and fraud recovery.
- Fraud Recovery Expenses
- Credit Monitoring
- Legal Assistance
Renters Insurance for Orlando Students
Whether you're at UCF, Valencia, or Full Sail, renters insurance protects your belongings in dorms, apartments, or shared housing.
Protect Expensive Electronics
Laptops, gaming systems, and phones are covered
Dorm & Apartment Coverage
Works in dorms, apartments, and shared housing
Student Discounts Available
Special rates for full-time students
Calculate Your Renters Insurance Cost
See how affordable protection can be
Renters Insurance Questions
Common questions about renters insurance in Orlando
How much renters insurance coverage do I need?
Most renters need $25,000-$50,000 in personal property coverage. Make an inventory of your belongings to determine the right amount. Don't forget to include electronics, clothing, furniture, and appliances.
Does renters insurance cover my roommate's stuff?
No, renters insurance only covers the policyholder's belongings. Each roommate should have their own policy to protect their personal property.
What's not covered by renters insurance?
Renters insurance typically doesn't cover floods, earthquakes, or normal wear and tear. High-value items like expensive jewelry may need additional coverage. Damage from pests is also usually excluded.
Can my landlord require renters insurance?
Yes, many landlords require tenants to have renters insurance. This protects both you and the landlord from potential liability claims and ensures you can replace your belongings if damaged.
Renters Insurance for Orlando Areas
We serve renters throughout the Orlando metropolitan area
UCF Area
University area, Waterford Lakes, Research Park
Downtown Orlando
City center, Thornton Park, College Park
Winter Park
Winter Park proper, Maitland, Altamonte Springs
International Drive
I-Drive, Universal area, Sand Lake
Mills/50 District
Milk District, Audubon Park, Baldwin Park
South Orlando
Conway, Belle Isle, Kissimmee
Get Protected for Less Than $20/Month
Don't risk losing everything you own. Get affordable renters insurance that protects your belongings and gives you peace of mind.