Commercial Insurance in Orlando, FL
Protect your Orlando business with comprehensive commercial insurance designed for small and medium enterprises.
Complete Business Insurance Solutions
Comprehensive protection for Orlando businesses of all sizes and industries.
General Liability Insurance
Protects your business from claims of bodily injury, property damage, and personal injury.
- Customer Injury Claims
- Property Damage Claims
- Advertising Injury
Commercial Property Insurance
Covers your business building, equipment, inventory, and other physical assets.
- Building Coverage
- Equipment Protection
- Inventory Coverage
Workers' Compensation
Required by Florida law for most businesses with employees. Covers medical costs and lost wages.
- Medical Expenses
- Lost Wages
- Disability Benefits
Commercial Auto Insurance
Covers vehicles used for business purposes, including company cars, trucks, and vans.
- Fleet Coverage
- Delivery Vehicles
- Business Use Coverage
Professional Liability
Protects service-based businesses from claims of errors, omissions, or negligent acts.
- Errors & Omissions
- Malpractice Claims
- Legal Defense Costs
Cyber Liability Insurance
Protects your business from data breaches, cyber attacks, and technology failures.
- Data Breach Response
- Cyber Attack Protection
- Business Interruption
Industries We Serve in Orlando
Specialized insurance solutions for diverse Orlando businesses
Restaurants & Food Service
Specialized coverage for dining establishments and food businesses
Construction & Contractors
Comprehensive protection for construction and contracting businesses
Retail Stores
Protection for retail businesses and their unique risks
Professional Services
Coverage for consultants, agencies, and service providers
Healthcare Providers
Specialized coverage for medical and healthcare professionals
Transportation & Logistics
Coverage for trucking, delivery, and logistics companies
Why Orlando Businesses Choose Us
We understand the unique challenges facing Orlando businesses. Our bilingual team provides personalized service and competitive rates.
Customized Policies
Tailored coverage for your specific industry and risks
Competitive Rates
Great coverage at prices that fit your budget
Quick Quotes
Fast turnaround on quotes and policy binding
Bilingual Experts
Spanish-speaking agents who understand your business
Get Your Business Quote
Quick estimate for your commercial insurance needs
Commercial Insurance Questions
Common questions about business insurance in Florida
Is workers' compensation required in Florida?
Yes, Florida requires workers' compensation for most businesses with employees. Construction companies need it with just one employee, while other businesses need it with four or more employees.
How much does general liability insurance cost?
General liability insurance typically costs $400-$1,500 annually for small businesses, depending on your industry, location, and coverage limits. We can provide exact quotes based on your specific needs.
What is a Business Owner's Policy (BOP)?
A BOP combines general liability and commercial property insurance into one convenient package, often at a lower cost than buying them separately. It's ideal for small to medium-sized businesses.
Do I need cyber liability insurance?
If your business stores customer data, processes payments, or relies on technology, cyber liability insurance is essential. Data breaches can cost small businesses thousands of dollars in recovery costs.
Protect Your Business Today
Don't risk your business's future. Get comprehensive commercial insurance that protects your livelihood and your employees.