/* MTI Sales - Modern Insurance Website Styles */
.lang-text{
  margin-left:7px;
}
/* CSS Variables for Navy/Gold Theme */
:root {
  /* Primary Colors */
  --navy-900: #0f172a;
  --navy-800: #1e293b;
  --navy-700: #334155;
  --navy-600: #475569;
  --navy-500: #64748b;
  --navy-400: #94a3b8;
  --navy-300: #cbd5e1;
  --navy-200: #e2e8f0;
  --navy-100: #f1f5f9;
  
  /* Gold Colors */
  --gold-900: #92400e;
  --gold-800: #b45309;
  --gold-700: #d97706;
  --gold-600: #f59e0b;
  --gold-500: #fbbf24;
  --gold-400: #fcd34d;
  --gold-300: #fde68a;
  --gold-200: #fef3c7;
  --gold-100: #fffbeb;
  
  /* Semantic Colors */
  --primary: var(--navy-800);
  --primary-light: var(--navy-600);
  --primary-dark: var(--navy-900);
  --accent: var(--gold-600);
  --accent-light: var(--gold-400);
  --accent-dark: var(--gold-800);
  
  /* Background Colors */
  --bg-primary: #ffffff;
  --bg-secondary: var(--navy-100);
  --bg-dark: var(--navy-900);
  --bg-card: rgba(255, 255, 255, 0.9);
  --bg-glass: rgba(255, 255, 255, 0.1);
  
  /* Text Colors */
  --text-primary: var(--navy-900);
  --text-secondary: var(--navy-600);
  --text-muted: var(--navy-500);
  --text-white: #ffffff;
  
  /* Gradients */
  --gradient-primary: linear-gradient(135deg, var(--navy-800) 0%, var(--navy-600) 100%);
  --gradient-accent: linear-gradient(135deg, var(--gold-600) 0%, var(--gold-400) 100%);
  --gradient-hero: linear-gradient(135deg, var(--navy-900) 0%, var(--navy-700) 50%, var(--gold-600) 100%);
  --gradient-glass: linear-gradient(135deg, rgba(255,255,255,0.1) 0%, rgba(255,255,255,0.05) 100%);
  
  /* Shadows */
  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
  --shadow-2xl: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
  --shadow-gold: 0 10px 25px -5px rgba(245, 158, 11, 0.2);
  
  /* Typography */
  --font-primary: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-display: 'Inter', sans-serif;
  
  /* Spacing */
  --container-max: 1200px;
  --section-padding: 6rem 0;
  --section-padding-sm: 4rem 0;
  
  /* Border Radius */
  --radius-sm: 0.5rem;
  --radius-md: 0.75rem;
  --radius-lg: 1rem;
  --radius-xl: 1.5rem;
  --radius-2xl: 2rem;
  
  /* Transitions */
  --transition-fast: 0.15s ease;
  --transition-base: 0.3s ease;
  --transition-slow: 0.5s ease;
  
  /* Z-indexes */
  --z-dropdown: 1000;
  --z-sticky: 1020;
  --z-fixed: 1030;
  --z-modal: 1040;
  --z-popover: 1050;
  --z-tooltip: 1060;
}

/* Reset and Base Styles */
*,
*::before,
*::after {
  box-sizing: border-box;
}

* {
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-primary);
  font-size: 1rem;
  line-height: 1.6;
  color: var(--text-primary);
  background-color: var(--bg-primary);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

/* Loading Screen */
#loading-screen {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100vh;
  background: var(--gradient-hero);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 9999;
  opacity: 1;
  visibility: visible;
  transition: opacity 0.5s ease, visibility 0.5s ease;
}

#loading-screen.hidden {
  opacity: 0;
  visibility: hidden;
}

.loading-content {
  text-align: center;
  color: var(--text-white);
}

.loading-logo {
  width: 80px;
  height: auto;
  margin-bottom: 2rem;
  filter: brightness(0) invert(1);
  animation: pulse 2s infinite;
}

.loading-text {
  font-size: 1.25rem;
  font-weight: 500;
  margin-bottom: 2rem;
  opacity: 0.9;
}

.loading-bar {
  width: 300px;
  height: 4px;
  background: rgba(255, 255, 255, 0.2);
  border-radius: var(--radius-lg);
  overflow: hidden;
  margin: 0 auto;
}

.loading-progress {
  width: 0%;
  height: 100%;
  background: var(--gradient-accent);
  border-radius: var(--radius-lg);
  animation: loading-progress 2s ease-in-out;
}

@keyframes pulse {
  0%, 100% { transform: scale(1); opacity: 1; }
  50% { transform: scale(1.05); opacity: 0.8; }
}

@keyframes loading-progress {
  0% { width: 0%; }
  100% { width: 100%; }
}

/* Typography */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: 700;
  line-height: 1.2;
  color: var(--text-primary);
  margin-bottom: 1rem;
}

h1 { font-size: 3.5rem; }
h2 { font-size: 2.75rem; }
h3 { font-size: 2.25rem; }
h4 { font-size: 1.875rem; }
h5 { font-size: 1.5rem; }
h6 { font-size: 1.25rem; }

p {
  margin-bottom: 1rem;
  color: var(--text-secondary);
}

a {
  color: var(--primary);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover {
  color: var(--accent);
}

/* Container and Layout */
.container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 1.5rem;
}

.main-content {
  position: relative;
}

/* Breadcrumb Navigation */
.breadcrumb {
  background: var(--bg-secondary);
  padding: 1rem 0;
  margin-top: 80px; /* Account for fixed navbar */
}

.breadcrumb-list {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  list-style: none;
  margin: 0;
  padding: 0;
}

.breadcrumb-list li {
  display: flex;
  align-items: center;
  font-size: 0.875rem;
  color: var(--text-secondary);
}

.breadcrumb-list li:not(:last-child)::after {
  content: '>';
  margin: 0 0.5rem;
  color: var(--text-muted);
}

.breadcrumb-list a {
  color: var(--primary);
  text-decoration: none;
  transition: color var(--transition-fast);
}

.breadcrumb-list a:hover {
  color: var(--accent);
}

.breadcrumb-list li[aria-current="page"] {
  color: var(--text-primary);
  font-weight: 500;
}

/* Page Hero Styles */
.page-hero {
  padding: 4rem 0 5rem 0;
  background: var(--gradient-hero);
  color: var(--text-white);
  text-align: center;
  display: flex;
  align-items: center;
  justify-content: center;
}

.page-hero .container {
  display: flex;
  justify-content: center;
  width: 100%;
}

.page-hero .hero-content {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  max-width: 800px;
  width: 100%;
  margin: 0 auto;
}

.page-hero h1 {
  font-size: 3rem;
  font-weight: 800;
  margin-bottom: 1.5rem;
  color: var(--text-white);
}

.page-hero .hero-subtitle {
  font-size: 1.25rem;
  margin-bottom: 2rem;
  color: var(--text-primary);
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.page-hero .hero-actions {
  display: flex;
  gap: 1rem;
  justify-content: center;
  margin-bottom: 2rem;
  flex-wrap: wrap;
}

.page-hero .trust-indicators {
  display: flex;
  justify-content: center;
  gap: 2rem;
  flex-wrap: wrap;
}

.page-hero .indicator {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.875rem;
  opacity: 0.9;
}

.page-hero .indicator-icon {
  font-size: 1.125rem;
}

/* Coverage Grid Styles */
.coverage-types {
  padding: var(--section-padding);
  background: var(--bg-primary);
}

.coverage-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
  gap: 2rem;
  margin-top: 3rem;
}

.coverage-card {
  background: var(--bg-card);
  padding: 2rem;
  border-radius: var(--radius-xl);
  border: 1px solid rgba(15, 23, 42, 0.1);
  transition: all var(--transition-base);
  text-align: center;
}

.coverage-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
  border-color: var(--accent-light);
}

.coverage-icon {
  font-size: 3rem;
  margin-bottom: 1.5rem;
}

.coverage-card h3 {
  font-size: 1.25rem;
  margin-bottom: 1rem;
  color: var(--primary);
}

.coverage-card p {
  margin-bottom: 1.5rem;
  color: var(--text-secondary);
}

.coverage-features {
  list-style: none;
  padding: 0;
  margin: 0;
}

.coverage-features li {
  padding: 0.5rem 0;
  color: var(--text-secondary);
  font-size: 0.875rem;
  position: relative;
  padding-left: 1.5rem;
}

.coverage-features li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--accent);
  font-weight: 700;
}

/* Additional Page Styles */
.florida-home-info {
  padding: var(--section-padding);
  background: linear-gradient(135deg, var(--navy-800) 0%, var(--navy-600) 100%);
  color: var(--text-white);
}

.florida-home-info h2 {
  color: var(--text-white) !important;
  font-size: 2.5rem;
  font-weight: 700;
  margin-bottom: 1.5rem;
}

.florida-home-info p {
  color: rgba(255, 255, 255, 0.9) !important;
  font-size: 1.125rem;
  line-height: 1.6;
}

.florida-home-info .info-text p {
  color: rgba(255, 255, 255, 0.9) !important;
}

.florida-home-info .risk-item h4 {
  color: var(--accent) !important;
  font-weight: 600;
}

.florida-home-info .risk-item p {
  color: rgba(255, 255, 255, 0.8) !important;
  font-size: 0.95rem;
}

.business-why-choose {
  padding: var(--section-padding);
  background: linear-gradient(135deg, var(--navy-800) 0%, var(--navy-600) 100%);
  color: var(--text-white);
}

.business-why-choose h2 {
  color: var(--text-white) !important;
  font-size: 2.5rem;
  font-weight: 700;
  margin-bottom: 1.5rem;
}

.business-why-choose p {
  color: rgba(255, 255, 255, 0.9) !important;
  font-size: 1.125rem;
  line-height: 1.6;
}

.business-why-choose .why-choose-text p {
  color: rgba(255, 255, 255, 0.9) !important;
}

.business-why-choose .benefit-item h4 {
  color: var(--accent) !important;
  font-weight: 600;
}

.business-why-choose .benefit-item p {
  color: rgba(255, 255, 255, 0.8) !important;
  font-size: 0.95rem;
}

.student-renters {
  padding: var(--section-padding);
  background: linear-gradient(135deg, var(--navy-800) 0%, var(--navy-600) 100%);
  color: var(--text-white);
}

.student-renters h2 {
  color: var(--text-white) !important;
  font-size: 2.5rem;
  font-weight: 700;
  margin-bottom: 1.5rem;
}

.student-renters p {
  color: rgba(255, 255, 255, 0.9) !important;
  font-size: 1.125rem;
  line-height: 1.6;
}

.student-renters .student-content p {
  color: rgba(255, 255, 255, 0.9) !important;
}
.student-renters .calculator-card p{
  color: var(--text-secondary) !important;
}

.student-renters .benefit-item h4 {
  color: var(--accent) !important;
  font-weight: 600;
}

.student-renters .benefit-item p {
  color: rgba(255, 255, 255, 0.8) !important;
  font-size: 0.95rem;
}



.renters-why-need,
.industries-served {
  padding: var(--section-padding);
  background: var(--bg-secondary);
}

.home-faq{padding: var(--section-padding);}
.renters-faq{padding: var(--section-padding);}
.commercial-faq{padding: var(--section-padding);}


.info-content,
.why-choose-content,
.student-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.florida-risks,
.business-benefits,
.student-benefits {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  margin-top: 2rem;
}


.auto-faq{
  padding: var(--section-padding);
}

.risk-item,
.benefit-item {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  padding: 0.5rem;
}

.risk-icon,
.benefit-icon {
  font-size: 1.5rem;
  width: 50px;
  height: 50px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--gradient-accent);
  border-radius: var(--radius-lg);
  flex-shrink: 0;
}

.risk-content h4,
.benefit-content h4 {
  font-size: 1.125rem;
  margin-bottom: 0.5rem;
  color: var(--primary);
}

.risk-content p,
.benefit-content p {
  font-size: 0.875rem;
  color: var(--text-secondary);
  margin-bottom: 0;
}

/* Calculator Card Styles */
.calculator-card .btn{
  display:block;
}



.calculator-card {
  background: var(--bg-primary);
  padding: 2.5rem;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-2xl);
  border: 1px solid rgba(15, 23, 42, 0.1);
}


/* Professional form styling for calculator */
.savings-calculator .form-group,
.business-calculator .form-group,
.cost-calculator .form-group {
  margin-bottom: 1.25rem;
}

.savings-calculator .form-group label,
.business-calculator .form-group label,
.cost-calculator .form-group label {
  color: var(--text-primary);
  font-weight: 600;
  font-size: 0.875rem;
  margin-bottom: 0.5rem;
  display: block;
  text-transform: uppercase;
  letter-spacing: 0.025em;
}

.savings-calculator .form-group input,
.savings-calculator .form-group select,
.business-calculator .form-group input,
.business-calculator .form-group select,
.cost-calculator .form-group input,
.cost-calculator .form-group select {
  width: 100%;
  padding: 1rem 1.25rem;
  border: 2px solid #d7d7d7;
  border-radius: var(--radius-lg);
  font-size: 1rem;
  font-weight: 500;
  transition: all var(--transition-base);
  background: #ffffff;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.1), inset 0 1px 0 rgba(255, 255, 255, 0.6);
  color: var(--text-primary);
}

.savings-calculator .form-group input:hover,
.savings-calculator .form-group select:hover,
.business-calculator .form-group input:hover,
.business-calculator .form-group select:hover,
.cost-calculator .form-group input:hover,
.cost-calculator .form-group select:hover {
  border-color: #cbd5e1;
  box-shadow: 0 2px 4px rgba(0, 0, 0, 0.1), inset 0 1px 0 rgba(255, 255, 255, 0.6);
}

.savings-calculator .form-group input:focus,
.savings-calculator .form-group select:focus,
.business-calculator .form-group input:focus,
.business-calculator .form-group select:focus,
.cost-calculator .form-group input:focus,
.cost-calculator .form-group select:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(245, 158, 11, 0.15), 0 2px 4px rgba(0, 0, 0, 0.1), inset 0 1px 0 rgba(255, 255, 255, 0.6);
  transform: translateY(-1px);
}

.savings-calculator .form-group select,
.business-calculator .form-group select,
.cost-calculator .form-group select {
  cursor: pointer;
  background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' fill='none' viewBox='0 0 20 20'%3e%3cpath stroke='%236b7280' stroke-linecap='round' stroke-linejoin='round' stroke-width='1.5' d='m6 8 4 4 4-4'/%3e%3c/svg%3e");
  background-position: right 0.75rem center;
  background-repeat: no-repeat;
  background-size: 1.5em 1.5em;
  padding-right: 2.5rem;
  appearance: none;
}

/* Form grid styling */
.savings-calculator .form-grid,
.business-calculator .form-grid,
.cost-calculator .form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

/* Renters form specific styling */
.quick-quote-form {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.cost-calculator .quick-quote-form input,
.cost-calculator .quick-quote-form select {
  width: 100%;
  padding: 1rem 1.25rem;
  border: 2px solid #e2e8f0;
  border-radius: var(--radius-lg);
  font-size: 1rem;
  font-weight: 500;
  transition: all var(--transition-base);
  background: #ffffff;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.1), inset 0 1px 0 rgba(255, 255, 255, 0.6);
  color: var(--text-primary);
  box-sizing: border-box;
}

.cost-calculator .quick-quote-form input:hover,
.cost-calculator .quick-quote-form select:hover {
  border-color: #cbd5e1;
  box-shadow: 0 2px 4px rgba(0, 0, 0, 0.1), inset 0 1px 0 rgba(255, 255, 255, 0.6);
}

.cost-calculator .quick-quote-form input:focus,
.cost-calculator .quick-quote-form select:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(245, 158, 11, 0.15), 0 2px 4px rgba(0, 0, 0, 0.1), inset 0 1px 0 rgba(255, 255, 255, 0.6);
  transform: translateY(-1px);
}

.cost-calculator .quick-quote-form select {
  cursor: pointer;
  background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' fill='none' viewBox='0 0 20 20'%3e%3cpath stroke='%236b7280' stroke-linecap='round' stroke-linejoin='round' stroke-width='1.5' d='m6 8 4 4 4-4'/%3e%3c/svg%3e");
  background-position: right 0.75rem center;
  background-repeat: no-repeat;
  background-size: 1.5em 1.5em;
  padding-right: 2.5rem;
  appearance: none;
}

@media (max-width: 768px) {
  .savings-calculator .form-grid,
  .business-calculator .form-grid,
  .cost-calculator .form-grid,
  .form-row {
    grid-template-columns: 1fr;
  }
}

.calculator-card h3 {
  font-size: 1.25rem;
  margin-bottom: 1rem;
  color: var(--primary);
  text-align: center;
}

.calculator-card p {
  text-align: center;
  margin-bottom: 1.5rem;
  color: var(--text-secondary);
}

.quick-quote-form {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.quick-quote-form input,
.quick-quote-form select {
  padding: 0.75rem;
  border: 2px solid var(--navy-200);
  border-radius: var(--radius-md);
  font-size: 0.875rem;
  transition: border-color var(--transition-fast);
}

.quick-quote-form input:focus,
.quick-quote-form select:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(245, 158, 11, 0.1);
}

.privacy-page .hero-small,
.terms-page .hero-small{
  margin-top:80px;
}

.claims-directory,
.claims-cta,
.payment-directory,
.payment-cta{
      padding: var(--section-padding);
}
/* Industries and Areas Grid */
.industries-grid,
.areas-grid,
.reasons-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}

.industry-item,
.area-item,
.reason-card {
  background: var(--bg-card);
  padding: 1.5rem;
  border-radius: var(--radius-lg);
  text-align: center;
  transition: all var(--transition-base);
}

.industry-item:hover,
.area-item:hover,
.reason-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
}

.industry-icon,
.reason-icon {
  font-size: 2rem;
  margin-bottom: 1rem;
}

.industry-item h3,
.area-item h3,
.reason-card h3 {
  font-size: 1.125rem;
  margin-bottom: 0.75rem;
  color: var(--primary);
}

.industry-item p,
.area-item p,
.reason-card p {
  font-size: 0.875rem;
  color: var(--text-secondary);
  margin-bottom: 0;
}
.service-actions a{
  flex-direction: column;
}
.faq-section,
.location-info{
  margin:4rem 0;
}
.contact_faq_title{
  color:var(--gold-500);
}
/* FAQ Grid */
.faq-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(400px, 1fr));
  gap: 2rem;
  margin-top: 3rem;
}

.faq-item {
  background: var(--bg-card);
  padding: 2rem;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(15, 23, 42, 0.1);
}

.faq-item h3 {
  font-size: 1.125rem;
  margin-bottom: 1rem;
  color: var(--primary);
}

.faq-item p {
  color: var(--text-secondary);
  line-height: 1.6;
  margin-bottom: 0;
}

/* CTA Sections */
.auto-cta,
.home-cta,
.commercial-cta,
.renters-cta {
  padding: var(--section-padding);
  background: var(--gradient-hero);
  color: var(--text-white);
  text-align: center;
}

.commercial-cta .cta-content p,
.home-cta .cta-content p,
.renters-cta .cta-content p{
  color: var(--primary-dark)
}


.cta-content h2 {
  font-size: 2.5rem;
  margin-bottom: 1.5rem;
  color: var(--text-white);
}

.cta-content p {
  font-size: 1.25rem;
  margin-bottom: 2rem;
  opacity: 0.9;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
  color: var(--text-primary);
}

.cta-actions {
  display: flex;
  gap: 1rem;
  justify-content: center;
  margin-bottom: 2rem;
  flex-wrap: wrap;
}

.cta-features {
  display: flex;
  justify-content: center;
  gap: 2rem;
  flex-wrap: wrap;
  font-size: 0.875rem;
  opacity: 0.9;
}

/* Navigation */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: var(--z-fixed);
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(15, 23, 42, 0.1);
  transition: all var(--transition-base);
}

.navbar.scrolled {
  background: rgba(255, 255, 255, 0.98);
  box-shadow: var(--shadow-md);
}

.nav-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1rem 1.5rem;
  max-width: var(--container-max);
  margin: 0 auto;
}

.nav-brand {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.nav-logo {
  width: 40px;
  height: auto;
}

.nav-title {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary);
}

/* Desktop navigation menu */
@media (min-width: 769px) {
  .nav-menu {
    display: flex;
    align-items: center;
    gap: 2rem;
  }
}

/* Mobile navigation menu - hidden by default */
@media (max-width: 768px) {
  .nav-menu {
    display: none;
  }
}

.nav-link {
  font-weight: 500;
  color: var(--text-primary);
  transition: color var(--transition-fast);
  position: relative;
}

.nav-link:hover {
  color: var(--accent);
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--accent);
  transition: width var(--transition-base);
}

.nav-link:hover::after {
  width: 100%;
}

/* Navigation Dropdown Styles */
.nav-dropdown {
  position: relative;
}

.dropdown-toggle-container {
  display: flex;
  align-items: center;
  gap: 0.25rem;
}

.dropdown-arrow {
  font-size: 0.8rem;
  transition: transform var(--transition-fast);
  color: var(--text-primary);
}

.nav-dropdown:hover .dropdown-arrow,
.nav-dropdown.active .dropdown-arrow {
  transform: rotate(180deg);
}

.nav-dropdown.active .dropdown-content {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown-content {
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--bg-primary);
  min-width: 200px;
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.1);
  border-radius: var(--radius-lg);
  padding: 0.5rem 0;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-10px);
  transition: all var(--transition-fast);
  z-index: 1000;
  border: 1px solid rgba(255, 255, 255, 0.1);
}

.nav-dropdown:hover .dropdown-content {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown-link {
  display: block;
  padding: 0.75rem 1.5rem;
  color: var(--text-primary);
  font-weight: 500;
  transition: all var(--transition-fast);
  border-radius: 0;
}

.dropdown-link:hover {
  background: var(--accent);
  color: var(--text-white);
  transform: translateX(5px);
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.lang-toggle {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.5rem 1rem;
  background: var(--gradient-primary);
  color: var(--text-white);
  border: none;
  border-radius: var(--radius-lg);
  font-weight: 500;
  cursor: pointer;
  transition: all var(--transition-base);
}

.lang-toggle:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.nav-cta-btn {
  padding: 0.75rem 1.5rem;
  background: var(--gradient-accent);
  color: var(--text-white);
  border: none;
  border-radius: var(--radius-lg);
  font-weight: 600;
  font-size: 0.875rem;
  cursor: pointer;
  transition: all var(--transition-base);
}

.nav-cta-btn:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-gold);
}

.nav-phone-mobile {
  display: none; /* Hidden on desktop */
  font-size: 0.875rem;
  color: var(--text-secondary);
  font-weight: 500;
  transition: color var(--transition-fast);
}

.nav-phone-mobile:hover {
  color: var(--accent);
}

/* Hidden Checkbox for Mobile Menu Toggle */
.toggle-input {
  display: none;
}

/* Desktop - hide mobile menu toggle */
@media (min-width: 769px) {
  .mobile-menu-toggle {
    display: none;
  }
}

/* Mobile - show mobile menu toggle */
@media (max-width: 768px) {
  .mobile-menu-toggle {
    display: flex;
    flex-direction: column;
    gap: 4px;
    cursor: pointer;
    padding: 0.5rem;
  }
}

.mobile-menu-toggle span {
  width: 25px;
  height: 3px;
  background: var(--primary);
  border-radius: 2px;
  transition: all var(--transition-base);
}

/* Hero Section */
.hero-section {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  padding-top: 5rem;
  overflow: hidden;
}

.hero-background {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  z-index: -1;
}

.hero-gradient {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: var(--gradient-hero);
  opacity: 0.95;
}

.hero-particles {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
}

.hero-shapes {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  pointer-events: none;
}

.floating-shape {
  position: absolute;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.1);
  animation: float 6s ease-in-out infinite;
}

.shape-1 {
  width: 100px;
  height: 100px;
  top: 20%;
  left: 10%;
  animation-delay: 0s;
}

.shape-2 {
  width: 150px;
  height: 150px;
  top: 60%;
  right: 15%;
  animation-delay: 0.1s;
}

.shape-3 {
  width: 80px;
  height: 80px;
  bottom: 20%;
  left: 60%;
  animation-delay: 0.2s;
}

@keyframes float {
  0%, 100% { transform: translateY(0px) rotate(0deg); }
  25% { transform: translateY(-20px) rotate(90deg); }
  50% { transform: translateY(-10px) rotate(180deg); }
  75% { transform: translateY(-30px) rotate(270deg); }
}

.hero-content {
  text-align: center;
  color: var(--text-white);
  max-width: 800px;
  z-index: 1;
}

.hero-badge {
  display: inline-block;
  padding: 0.5rem 1.5rem;
  background: rgba(255, 255, 255, 0.2);
  border: 1px solid rgba(255, 255, 255, 0.3);
  border-radius: var(--radius-2xl);
  font-size: 0.875rem;
  font-weight: 500;
  margin-bottom: 1.5rem;
  backdrop-filter: blur(10px);
}

.hero-title {
  font-weight: 800;
  margin-bottom: 1.5rem;
  text-shadow: 0 4px 8px rgba(0, 0, 0, 0.3);
}

.title-main {
  display: block;
  font-size: 5rem;
  line-height: 0.9;
  margin-bottom: 2rem;
}

.title-line-1,
.title-line-2 {
  display: block;
  line-height: 0.9;
}

.title-accent {
  display: block;
  font-size: 3.5rem;
  background: var(--gradient-accent);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 0.9;
}

.hero-section .hero-subtitle {
  font-size: 1.25rem;
  margin-bottom: 3rem;
  color: var(--text-primary) !important;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}
.blog-hero-section .hero-subtitle {
  color: var(--text-primary) !important;
}

.hero-stats {
  display: flex;
  justify-content: center;
  gap: 3rem;
  margin-bottom: 3rem;
}

.stat-item {
  text-align: center;
}

.stat-number {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--accent);
  display: block;
  line-height: 1;
}

.stat-label {
  font-size: 0.875rem;
  opacity: 0.8;
  margin-top: 0.5rem;
}

.hero-actions {
  display: flex;
  gap: 1.5rem;
  justify-content: center;
  margin-bottom: 3rem;
}

.hero-trust {
  margin-top: 2rem;
}

.trust-badges {
  display: flex;
  justify-content: center;
  gap: 2rem;
  flex-wrap: wrap;
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.75rem 1.5rem;
  background: rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  backdrop-filter: blur(10px);
  font-size: 0.875rem;
}

.badge-icon {
  font-size: 1.125rem;
}

.scroll-indicator {
  position: absolute;
  bottom: 2rem;
  left: 50%;
  transform: translateX(-50%);
  text-align: center;
  color: var(--text-white);
  opacity: 0.7;
}

.scroll-mouse {
  width: 24px;
  height: 40px;
  border: 2px solid rgba(255, 255, 255, 0.5);
  border-radius: 12px;
  margin: 0 auto 0.5rem;
  position: relative;
}

.scroll-wheel {
  width: 4px;
  height: 8px;
  background: rgba(255, 255, 255, 0.8);
  border-radius: 2px;
  position: absolute;
  top: 6px;
  left: 50%;
  transform: translateX(-50%);
  animation: scroll-wheel 2s infinite;
}

@keyframes scroll-wheel {
  0% { top: 6px; opacity: 1; }
  100% { top: 24px; opacity: 0; }
}

.scroll-text {
  font-size: 0.875rem;
  font-weight: 500;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  padding: 1rem 2rem;
  font-size: 1rem;
  font-weight: 600;
  text-decoration: none;
  border-radius: var(--radius-lg);
  border: 2px solid transparent;
  cursor: pointer;
  transition: all var(--transition-base);
  position: relative;
  overflow: hidden;
}

.btn::before {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,0.2), transparent);
  transition: left 0.5s;
}

.btn:hover::before {
  left: 100%;
}

.btn-primary {
  background: var(--gradient-accent);
  color: var(--text-white);
  border-color: var(--accent);
}

.btn-primary:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-gold);
  color: var(--text-white);
}

.btn-secondary {
  background: rgba(255, 255, 255, 0.1);
  color: var(--text-white);
  border-color: rgba(255, 255, 255, 0.3);
  backdrop-filter: blur(10px);
}

.btn-secondary:hover {
  background: rgba(255, 255, 255, 0.2);
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
  color: var(--text-white);
}

.btn-outline {
  background: transparent;
  color: var(--primary);
  border-color: var(--primary);
}

.btn-outline:hover {
  background: var(--primary);
  color: var(--text-white);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-large {
  padding: 1.25rem 2.5rem;
  font-size: 1.125rem;
}

.btn-icon {
  font-size: 1.25rem;
  transition: transform var(--transition-base);
}

.btn:hover .btn-icon {
  transform: translateX(4px);
}

/* Sections */
.section-header {
  text-align: center;
  margin-bottom: 4rem;
}

.section-badge {
  display: inline-block;
  padding: 0.5rem 1.5rem;
  background: var(--bg-secondary);
  color: var(--accent);
  border-radius: var(--radius-2xl);
  font-size: 0.875rem;
  font-weight: 600;
  margin-bottom: 1rem;
}

.section-title {
  font-size: 3rem;
  font-weight: 800;
  margin-bottom: 1.5rem;
  background: var(--gradient-primary);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.section-subtitle {
  font-size: 1.25rem;
  color: var(--text-secondary);
  max-width: 600px;
  margin: 0 auto;
}

/* Services Section */

.service-areas .container{
  margin-bottom:2rem;
  margin-top:2rem;
  max-width: 100%;
}
.services-section,
.services-quote-section {
  padding: var(--section-padding);
  background: var(--bg-secondary);
}

.services-grid,
.insurance-cards-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  margin-top: 4rem;
}

@media (max-width: 1200px) {
  .services-grid,
  .insurance-cards-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
  }
}



.service-card {
  background: var(--bg-card);
  padding: 2.5rem;
  border-radius: var(--radius-xl);
  border: 1px solid rgba(15, 23, 42, 0.1);
  transition: all var(--transition-base);
  position: relative;
  overflow: hidden;
}

.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: var(--gradient-accent);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition-base);
}

.service-card:hover::before {
  transform: scaleX(1);
}

.service-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-xl);
  border-color: var(--accent-light);
}

.service-icon {
  position: relative;
  width: 80px;
  height: 80px;
  margin-bottom: 1.5rem;
}

.icon-bg {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: var(--gradient-accent);
  border-radius: var(--radius-lg);
  opacity: 0.1;
  transition: all var(--transition-base);
}

.service-card:hover .icon-bg {
  opacity: 0.2;
  transform: rotate(10deg) scale(1.1);
}

.service-icon .icon {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  font-size: 2rem;
}

.service-title {
  font-size: 1.5rem;
  font-weight: 700;
  margin-bottom: 1rem;
  color: var(--primary);
}

.service-description {
  font-size: 1rem;
  color: var(--text-secondary);
  margin-bottom: 1.5rem;
  line-height: 1.6;
}

.service-features {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  margin-bottom: 2rem;
}

.feature {
  display: flex;
  align-items: center;
  font-size: 0.875rem;
  color: var(--text-secondary);
  position: relative;
  padding-left: 1.5rem;
}

.feature::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--accent);
  font-weight: 700;
}

.service-actions {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

/* New consolidated insurance card structure */
.insurance-card {
  background: var(--bg-card);
  padding: 2.5rem;
  border-radius: var(--radius-xl);
  border: 1px solid rgba(15, 23, 42, 0.1);
  transition: all var(--transition-base);
  position: relative;
  overflow: hidden;
}

.insurance-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: var(--gradient-accent);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition-base);
}

.insurance-card:hover::before {
  transform: scaleX(1);
}

.insurance-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-xl);
  border-color: var(--accent-light);
}

.insurance-card .card-header {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  margin-bottom: 1.5rem;
}

.insurance-card .card-header .service-icon {
  margin-bottom: 0;
}

.insurance-card .card-actions {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  margin-top: 2rem;
}

.insurance-card .card-actions .btn {
  flex: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.5rem;
  font-size: 0.875rem;
  padding: 0.75rem 1.25rem;
  text-align: center;
  flex-direction: column;
}

.insurance-card .card-actions .btn-icon {
  font-size: 1rem;
}

/* Override button styles for insurance cards */
.insurance-card .card-actions .btn-secondary {
  background: var(--bg-secondary);
  color: var(--text-primary);
  border-color: rgba(15, 23, 42, 1);
  backdrop-filter: none;
}

.insurance-card .card-actions .btn-secondary:hover {
  background: var(--navy-100);
  color: var(--primary);
  border-color: var(--accent-light);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.service-link {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--accent);
  text-align: center;
  transition: color var(--transition-fast);
}

.service-link:hover {
  color: var(--accent-dark);
}

/* Savings Table Styling */
.savings-table {
  margin: 2rem 0;
}

.savings-table table {
  width: 100%;
  border-collapse: collapse;
  background: var(--bg-primary);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}

.savings-table thead {
  background: var(--primary);
  color: var(--text-white);
}

.savings-table th {
  padding: 1rem 1.5rem;
  text-align: left;
  font-weight: 600;
  font-size: 0.875rem;
  text-transform: uppercase;
  letter-spacing: 0.025em;
}

.savings-table td {
  padding: 1rem 1.5rem;
  border-bottom: 1px solid rgba(15, 23, 42, 0.1);
  font-size: 0.9rem;
}

.savings-table tbody tr:hover {
  background: var(--bg-secondary);
}

.savings-table tbody tr:last-child td {
  border-bottom: none;
}

/* Ensure proper column distribution */
.savings-table th:nth-child(1),
.savings-table td:nth-child(1) {
  width: 35%;
}

.savings-table th:nth-child(2),
.savings-table td:nth-child(2) {
  width: 30%;
}

.savings-table th:nth-child(3),
.savings-table td:nth-child(3) {
  width: 35%;
  font-weight: 600;
  color: var(--accent);
}

.savings-disclaimer {
  font-size: 0.8rem;
  color: var(--text-secondary);
  font-style: italic;
  margin-top: 1rem;
  text-align: center;
}

/* Calculator Section */
.calculator-section {
  padding: var(--section-padding);
  background: var(--bg-primary);
}

.calculator-container {
  max-width: 800px;
  margin: 0 auto;
  background: var(--bg-card);
  border-radius: var(--radius-2xl);
  box-shadow: var(--shadow-xl);
  overflow: hidden;
}

.calculator-tabs {
  display: flex;
  background: var(--bg-secondary);
  border-bottom: 1px solid rgba(15, 23, 42, 0.1);
}

.calc-tab {
  flex: 1;
  padding: 1rem 1.5rem;
  background: transparent;
  border: none;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--text-secondary);
  cursor: pointer;
  transition: all var(--transition-base);
  position: relative;
}

.calc-tab.active {
  color: var(--accent);
  background: var(--bg-primary);
}

.calc-tab::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  height: 3px;
  background: var(--accent);
  transform: scaleX(0);
  transition: transform var(--transition-base);
}

.calc-tab.active::after {
  transform: scaleX(1);
}

.calculator-content {
  padding: 3rem;
}

.calc-panel {
  display: none;
}

.calc-panel.active {
  display: block;
}

.calc-form {
  position: relative;
}

.calc-step {
  display: none;
  animation: fadeInUp 0.5s ease;
}

.calc-step.active {
  display: block;
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.calc-step h3 {
  font-size: 1.5rem;
  margin-bottom: 2rem;
  color: var(--primary);
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 1.5rem;
  margin-bottom: 2rem;
}

.form-group {
  display: flex;
  flex-direction: column;
}

.form-group label {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 0.5rem;
}

.form-group input,
.form-group select {
  padding: 0.75rem 1rem;
  border: 2px solid var(--navy-200);
  border-radius: var(--radius-md);
  font-size: 1rem;
  transition: border-color var(--transition-fast);
  background: var(--bg-primary);
}

.form-group input:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(245, 158, 11, 0.1);
}

.calc-navigation {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  margin-top: 2rem;
}

.calc-results {
  text-align: center;
  padding: 2rem;
  background: var(--bg-secondary);
  border-radius: var(--radius-xl);
  margin-top: 2rem;
}

.result-header {
  margin-bottom: 2rem;
}

.result-price {
  font-size: 3rem;
  font-weight: 800;
  color: var(--accent);
  margin: 1rem 0;
}

.price-period {
  font-size: 1.25rem;
  color: var(--text-secondary);
}

.result-breakdown {
  display: flex;
  justify-content: space-between;
  margin-bottom: 2rem;
  padding: 1.5rem;
  background: var(--bg-primary);
  border-radius: var(--radius-lg);
  color: var(--primary);
}

.breakdown-item {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  text-align: center;
}

.result-actions {
  display: flex;
  gap: 1rem;
  justify-content: center;
}

/* About Section */
.about-section {
  padding: var(--section-padding);
  background: var(--bg-primary);
}

.about-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.about-text {
  max-width: 500px;
}

.about-description {
  font-size: 1.125rem;
  line-height: 1.7;
  margin-bottom: 2rem;
}

.about-features {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  margin-bottom: 2rem;
}

.feature-item {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
}

.feature-icon {
  font-size: 1.5rem;
  width: 50px;
  height: 50px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--gradient-accent);
  border-radius: var(--radius-lg);
  flex-shrink: 0;
}

.feature-content h4 {
  font-size: 1.125rem;
  margin-bottom: 0.5rem;
  color: var(--primary);
}

.feature-content p {
  font-size: 0.875rem;
  color: var(--text-secondary);
  margin-bottom: 0;
}

.about-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.about-visual {
  position: relative;
}

.visual-card {
  background: var(--gradient-primary);
  color: var(--text-white);
  padding: 2.5rem;
  border-radius: var(--radius-2xl);
  box-shadow: var(--shadow-2xl);
  position: relative;
  overflow: hidden;
}

.visual-card::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -50%;
  width: 200%;
  height: 200%;
  background: radial-gradient(circle, rgba(255,255,255,0.1) 0%, transparent 70%);
  animation: rotate 20s linear infinite;
}

@keyframes rotate {
  from { transform: rotate(0deg); }
  to { transform: rotate(360deg); }
}

.card-content {
  position: relative;
  z-index: 1;
}

.card-content h3 {
  font-size: 1.5rem;
  margin-bottom: 1.5rem;
  color: var(--text-white);
}

.stats-mini {
  display: flex;
  gap: 2rem;
}

.stat-mini {
  text-align: center;
}

.stat-mini .stat-number {
  font-size: 2rem;
  font-weight: 800;
  color: var(--accent);
  display: block;
}

.stat-mini .stat-label {
  font-size: 0.875rem;
  opacity: 0.8;
}

.visual-elements {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  pointer-events: none;
}

.floating-element {
  position: absolute;
  font-size: 2rem;
  opacity: 0.3;
  animation: float-slow 8s ease-in-out infinite;
}

.element-1 {
  top: 10%;
  left: 10%;
  animation-delay: 0s;
}

.element-2 {
  top: 20%;
  right: 10%;
  animation-delay: 0.1s;
}

.element-3 {
  bottom: 20%;
  left: 20%;
  animation-delay: 0.2s;
}

@keyframes float-slow {
  0%, 100% { transform: translateY(0px); }
  50% { transform: translateY(-15px); }
}

/* Testimonials Section */
.testimonials-section {
  padding: var(--section-padding);
  background: var(--bg-secondary);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
  gap: 2rem;
  margin-top: 4rem;
}

.testimonial-card {
  background: var(--bg-card);
  padding: 2rem;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
  transition: all var(--transition-base);
  position: relative;
  overflow: hidden;
}

.testimonial-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: var(--gradient-accent);
  opacity: 0;
  transition: opacity var(--transition-base);
  z-index: -1;
}

.testimonial-card:hover::before {
  opacity: 0.05;
}

.testimonial-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
}

.testimonial-content {
  margin-bottom: 1.5rem;
}

.testimonial-stars {
  font-size: 1.125rem;
  margin-bottom: 1rem;
  color: var(--accent);
}

.testimonial-text {
  font-size: 1rem;
  line-height: 1.6;
  color: var(--text-secondary);
  font-style: italic;
  margin-bottom: 0;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.author-avatar {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  overflow: hidden;
  flex-shrink: 0;
}

.author-avatar img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.author-name {
  font-weight: 600;
  color: var(--primary);
  margin-bottom: 0.25rem;
}

.author-location {
  font-size: 0.875rem;
  color: var(--text-muted);
}

/* Contact Section */
.contact-section {
  padding: var(--section-padding);
  background: var(--gradient-hero);
  color: var(--text-white);
}

/* Contact Page Specific Styles */
.contact-page .location-details,
.contact-page .location-hours{
  margin-top:1rem;
  margin-bottom:1rem;
}


.contact-page .contact-methods {
  padding: var(--section-padding);
  background: var(--bg-white);
}

.contact-page .contact-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 2rem;
  margin-top: 2rem;
}

.contact-page .contact-method {
  background: var(--bg-white);
  padding: 2rem;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  text-align: center;
  transition: transform var(--transition-fast), box-shadow var(--transition-fast);
}

.contact-page .contact-method:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
}

.contact-page .method-icon {
  font-size: 3rem;
  margin-bottom: 1rem;
}

.contact-page .contact-method h3 {
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 0.5rem;
}

.contact-page .contact-method p {
  color: var(--text-muted);
  margin-bottom: 1rem;
}

.contact-page .method-link {
  color: var(--accent);
  font-weight: 600;
  text-decoration: none;
  font-size: 1.125rem;
  transition: color var(--transition-fast);
}

.contact-page .method-link:hover {
  color: var(--navy-800);
}

.contact-page .method-address {
  color: var(--text-primary);
  font-style: normal;
  font-weight: 500;
  line-height: 1.5;
  margin-bottom: 1rem;
}

.contact-page .method-hours {
  color: var(--text-muted);
  font-size: 0.875rem;
  margin-top: 0.5rem;
}

/* Contact Form Improvements */
.contact-page .contact-form-section {
  padding: 4rem 0;
  background: var(--bg-light);
  margin-top: 2rem;
}

.contact-page .contact-form-content {
  max-width: 800px;
  margin: 0 auto;
}

.contact-page .form-intro {
  text-align: center;
  margin-bottom: 3rem;
}

.contact-page .form-intro h2 {
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 1rem;
}

.contact-page .form-intro p {
  font-size: 1.125rem;
  color: var(--text-secondary);
  max-width: 600px;
  margin: 0 auto;
}

.contact-page .form-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
  margin-bottom: 2rem;
}

@media (max-width: 768px) {
  .contact-page .form-grid {
    grid-template-columns: 1fr;
  }
  
  /* Enhanced mobile submit button */
  .contact-page .form-submit .btn-large {
    width: 100%;
    padding: 1.5rem 2rem;
    font-size: 1.25rem;
    font-weight: 600;
    min-height: 56px; /* Minimum touch target size */
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.75rem;
  }
  
  .contact-page .form-submit .btn-icon {
    font-size: 1.5rem;
  }
  
  /* Improve radio button touch targets */
  .contact-page .radio-group {
    display: flex;
    flex-direction: column;
    gap: 1rem;
  }
  
  .contact-page .radio-label {
    display: flex;
    align-items: center;
    padding: 0.75rem;
    border-radius: var(--radius-md);
    cursor: pointer;
    transition: background-color var(--transition-fast);
    min-height: 44px; /* Minimum touch target */
  }
  
  .contact-page .radio-label:hover {
    background-color: var(--navy-50);
  }
  
  .contact-page .radio-label input[type="radio"] {
    margin-right: 0.75rem;
    transform: scale(1.2); /* Larger radio buttons on mobile */
  }
  
  /* Mobile form card adjustments */
  .contact-page .form-card {
    padding: 2rem 1.5rem;
    margin: 0 -1rem; /* Extend to container edges on mobile */
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
  }
  
  /* Improved error message positioning on mobile */
  .contact-page .error-msg {
    font-size: 0.8125rem !important;
    margin-top: 0.375rem !important;
    padding: 0.5rem 0.75rem;
    background-color: rgba(239, 68, 68, 0.1);
    border-left: 3px solid #ef4444;
    border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
    position: relative;
    animation: slideInError 0.3s ease-out;
  }
  
  .contact-page .form-group.error input,
  .contact-page .form-group.error select,
  .contact-page .form-group.error textarea {
    border-color: #ef4444 !important;
    box-shadow: 0 0 0 3px rgba(239, 68, 68, 0.1) !important;
  }
  
  /* Help text spacing on mobile */
  .contact-page .help-text {
    font-size: 0.75rem;
    margin-bottom: 0.5rem;
  }
  
  .contact-page .help-text::before {
    font-size: 0.8125rem;
  }
}

/* Form card container for better visual separation */
.contact-page .form-card {
  background: var(--bg-card);
  border-radius: var(--radius-xl);
  padding: 3rem;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--navy-100);
  position: relative;
  overflow: hidden;
}

.contact-page .form-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: var(--gradient-accent);
  border-radius: var(--radius-xl) var(--radius-xl) 0 0;
}

.contact-page .form-group {
  display: flex;
  flex-direction: column;
  margin-bottom: 1.5rem;
}

.contact-page .form-group.full-width {
  grid-column: 1 / -1;
}

.contact-page .form-group label {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 0.5rem;
}

.contact-page .help-text {
  font-size: 0.8125rem;
  color: var(--text-muted);
  margin-bottom: 0.75rem;
  line-height: 1.4;
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
}

.contact-page .help-text::before {
  content: "💡";
  font-size: 0.875rem;
  flex-shrink: 0;
  margin-top: 0.0625rem;
}

.contact-page .form-group input,
.contact-page .form-group select,
.contact-page .form-group textarea {
  padding: 1rem 1.25rem;
  border: 2px solid var(--navy-200);
  border-radius: var(--radius-md);
  font-size: 1rem;
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
  background: var(--bg-white);
}

.contact-page .form-group input:focus,
.contact-page .form-group select:focus,
.contact-page .form-group textarea:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(245, 158, 11, 0.1);
}

.contact-page .form-group textarea {
  resize: vertical;
  min-height: 120px;
}

.contact-page .radio-group {
  display: flex;
  gap: 2rem;
  margin-top: 0.75rem;
}

.contact-page .radio-label {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.875rem;
  cursor: pointer;
  color: var(--text-primary);
  transition: color var(--transition-fast);
}

.contact-page .radio-label:hover {
  color: var(--accent);
}

.contact-page .radio-label input[type="radio"] {
  width: 16px;
  height: 16px;
  margin: 0;
  accent-color: var(--accent);
}

.contact-page .form-submit {
  text-align: center;
  margin-top: 2rem;
}

.contact-page .form-note {
  margin-top: 1rem;
  font-size: 0.875rem;
  color: var(--text-muted);
  line-height: 1.4;
}

.contact-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.contact-info .section-title {
  color: var(--text-white);
  background: var(--gradient-accent);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.contact-description {
  font-size: 1.125rem;
  margin-bottom: 2rem;
  opacity: 0.9;
}

.contact-details {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.contact-item {
  display: flex !important;
  flex-direction: row !important;
  gap: 1rem;
  align-items: center;
  min-height: 60px; /* Ensure consistent height */
  width: 100%;
}

.contact-icon {
  font-size: 1.5rem;
  width: 50px;
  height: 50px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  flex-shrink: 0;
  flex-grow: 0;
}

.contact-item h4 {
  font-size: 1.125rem;
  margin-bottom: 0;
  color: var(--text-white);
  line-height: 1.4;
}

.contact-item .contact-content {
  display: flex;
  align-items: center;
  flex: 1; /* Take up remaining space after icon */
  justify-content: space-between;
  min-width: 0; /* Prevent flex item from overflowing */
}

.contact-item .contact-content h4 {
  flex: 0 0 80px; /* Fixed width for labels */
  margin-bottom: 0;
  margin-top: 0;
}

.contact-item .contact-data {
  flex: 0 0 200px; /* Fixed width for data containers */
  text-align: center;
}

.contact-data .contact-link {
  color: var(--accent-light);
  font-weight: 600;
  transition: color var(--transition-fast);
  line-height: 1.5;
  display: block;
}

.contact-data .contact-address {
  color: var(--accent-light);
  font-weight: 600;
  font-style: normal;
  line-height: 1.5;
  margin: 0;
}

.contact-data .contact-hours {
  color: var(--accent-light);
  font-weight: 600;
  line-height: 1.5;
}

.contact-data .contact-link:hover {
  color: var(--accent);
}

.contact-address {
  font-style: normal;
  opacity: 0.8;
  line-height: 1.5;
}

.contact-hours {
  opacity: 0.8;
  line-height: 1.5;
}

.contact-actions {
  text-align: center;
}

.quick-actions {
  display: flex;
  justify-content: center;
  gap: 1rem;
  margin-top: 2rem;
}

.quick-action {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
  padding: 1rem;
  background: rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  color: var(--text-white);
  text-decoration: none;
  transition: all var(--transition-base);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, 0.2);
}

.quick-action:hover {
  background: rgba(255, 255, 255, 0.2);
  transform: translateY(-3px);
  color: var(--text-white);
}

.action-icon {
  font-size: 1.5rem;
}

/* Footer */
.footer {
  background: var(--primary-dark);
  color: var(--text-white);
  padding: 3rem 0 1rem;
}

.footer-content {
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: 3rem;
  margin-bottom: 2rem;
}

.footer-brand {
  max-width: 300px;
}

.footer-logo {
  width: 60px;
  height: auto;
  margin-bottom: 1rem;
  filter: brightness(0) invert(1);
}

.footer-tagline {
  opacity: 0.8;
  line-height: 1.6;
}

.footer-links {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 2rem;
}

.footer-column h4 {
  font-size: 1.125rem;
  margin-bottom: 1rem;
  color: var(--accent);
}

.footer-column ul {
  list-style: none;
}

.footer-column li {
  margin-bottom: 0.5rem;
}

.footer-column a {
  color: var(--text-white);
  opacity: 0.8;
  transition: opacity var(--transition-fast);
}

.footer-column a:hover {
  opacity: 1;
  color: var(--accent-light);
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-legal {
  display: flex;
  gap: 2rem;
  align-items: center;
}

.footer-legal a {
  color: var(--text-white);
  opacity: 0.8;
  font-size: 0.875rem;
  transition: opacity var(--transition-fast);
}

.footer-legal a:hover {
  opacity: 1;
}

.footer-social {
  display: flex;
  gap: 1rem;
  display:none;
}

.social-link {
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 50%;
  color: var(--text-white);
  font-size: 1.25rem;
  transition: all var(--transition-base);
}

.social-link:hover {
  background: var(--accent);
  transform: translateY(-2px);
  color: var(--text-white);
}

/* Modal */
.modal {
  display: none;
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(0, 0, 0, 0.8);
  z-index: var(--z-modal);
  opacity: 0;
  visibility: hidden;
  transition: all var(--transition-base);
}

.modal.active {
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 1;
  visibility: visible;
}

.modal-content {
  background: var(--bg-primary);
  border-radius: var(--radius-2xl);
  box-shadow: var(--shadow-2xl);
  max-width: 600px;
  width: 90%;
  max-height: 90vh;
  overflow-y: auto;
  transform: scale(0.9);
  transition: transform var(--transition-base);
}

.modal.active .modal-content {
  transform: scale(1);
}

.modal-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 2rem 2rem 1rem;
  border-bottom: 1px solid var(--navy-200);
}

.modal-header h2 {
  margin-bottom: 0;
  color: var(--primary);
}

.modal-close {
  background: none;
  border: none;
  font-size: 2rem;
  color: var(--text-muted);
  cursor: pointer;
  transition: color var(--transition-fast);
  padding: 0;
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.modal-close:hover {
  color: var(--primary);
}

.modal-body {
  padding: 2rem;
}

.quote-options {
  display: grid;
  gap: 1rem;
  margin-top: 1.5rem;
}

.quote-option {
  display: flex;
  align-items: center;
  gap: 1rem;
  padding: 1.5rem;
  background: var(--bg-secondary);
  border: 2px solid transparent;
  border-radius: var(--radius-lg);
  cursor: pointer;
  transition: all var(--transition-base);
  text-align: left;
}

.quote-option:hover {
  border-color: var(--accent);
  background: rgba(245, 158, 11, 0.05);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.option-icon {
  font-size: 2rem;
  flex-shrink: 0;
}

.option-content {
  flex: 1;
}

.option-title {
  font-size: 1.125rem;
  font-weight: 600;
  color: var(--primary);
  margin-bottom: 0.25rem;
  display: block;
}

.option-description {
  font-size: 0.875rem;
  color: var(--text-secondary);
  display: block;
}

/* Responsive Design */
@media (max-width: 1024px) {
  .hero-title {
    font-size: 3rem;
  }
  
  .section-title {
    font-size: 2.5rem;
  }
  
  .about-content,
  .contact-content {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
  
  /* Stack info sections on tablets and smaller */
  .info-content,
  .why-choose-content,
  .student-content {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
  
  .hero-stats {
    gap: 2rem;
  }
  
  .stat-number {
    font-size: 2rem;
  }
}

@media (max-width: 768px) {
  :root {
    --section-padding: 4rem 0;
  }
  .services-grid,
  .insurance-cards-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  
  /* Mobile adjustments for insurance cards */
  .insurance-card .card-actions {
    flex-direction: column;
    gap: 1rem;
  }
  
  .insurance-card .card-actions .btn {
    flex: none;
  }
  
  /* Page hero mobile styles */
  .page-hero {
    padding: 3rem 0;
  }
  
  .page-hero h1 {
    font-size: 2.5rem;
  }
  
  .page-hero .hero-subtitle {
    font-size: 1.125rem;
  }
  
  .page-hero .hero-actions {
    flex-direction: column;
    gap: 1rem;
  }
  
  .page-hero .trust-indicators {
    flex-direction: column;
    gap: 1rem;
  }
  
  /* Mobile responsive layout for info sections */
  .info-content,
  .why-choose-content,
  .student-content {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  
  /* Hide contact labels on mobile */
  .contact-item .contact-content h4 {
    display: none;
  }
  /* Mobile menu - hidden by default */
  .nav-menu {
    display: none;
    position: fixed;
    top: 70px; /* Position below navbar */
    left: 0;
    right: 0;
    width: 100vw;
    max-height: calc(100vh - 70px);
    background: var(--bg-primary);
    flex-direction: column;
    padding: 1rem;
    gap: 0;
    box-shadow: var(--shadow-xl);
    border-top: 1px solid var(--navy-200);
    z-index: var(--z-dropdown);
    align-items: flex-start;
    text-align: left;
    overflow-y: auto;
    margin: 0;
    box-sizing: border-box;
  }
  
  /* Show menu when checkbox is checked */
  #toggle:checked + .nav-menu {
    display: flex !important;
    animation: slideDown 0.3s ease-out;
  }
  
  /* Add backdrop when menu is open */
  #toggle:checked + .nav-menu::before {
    content: '';
    position: fixed;
    top: 0;
    left: 0;
    width: 100vw;
    height: 100vh;
    background: rgba(0, 0, 0, 0.5);
    z-index: -1;
    animation: fadeIn 0.3s ease-out;
  }
  
  .nav-actions {
    flex-direction: column;
    width: 100%;
  }
  
  .nav-phone {
    justify-content: center;
  }
  
  .nav-phone-mobile {
    display: block; /* Show on mobile */
  }
  
 

  .mobile-menu-toggle {
    display: flex !important;
  }
  
  /* Animate hamburger to X when checkbox is checked */
  #toggle:checked ~ label.mobile-menu-toggle span:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
  }
  
  #toggle:checked ~ label.mobile-menu-toggle span:nth-child(2) {
    opacity: 0;
  }
  
  #toggle:checked ~ label.mobile-menu-toggle span:nth-child(3) {
    transform: rotate(-45deg) translate(7px, -6px);
  }
  
  /* Ensure checkbox is hidden */
  .toggle-input {
    display: none;
  }

/* Add overlay backdrop when menu is open */
#toggle:checked + .nav-menu::before {
    content: '';
    position: fixed;
    top: 0;
    left: 0;
    width: 100vw;
    height: 100vh;
    background: rgba(0, 0, 0, 0.5);
    z-index: -1;
    animation: fadeIn 0.3s ease-out;
}

@keyframes slideDown {
    from {
        opacity: 0;
        transform: translateY(-10px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes fadeIn {
    from {
        opacity: 0;
    }
    to {
        opacity: 0.5;
    }
}

/* 4. Make dropdown items look like a simple list, NOT an expanded box */
.nav-dropdown {
    width: 100%;
}

.dropdown-content {
    position: static;
    visibility: hidden;
    opacity: 0;
    max-height: 0;
    overflow: hidden;
    box-shadow: none;
    background: none;
    transform: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
    transition: all var(--transition-base);
}

.nav-dropdown.active .dropdown-content {
    visibility: visible;
    opacity: 1;
    max-height: 300px;
    margin: 0.5rem 0 0 0;
}

/* Mobile-friendly touch targets for all links */
.nav-menu .nav-link {
    font-size: 1.1rem;
    font-weight: 500;
    padding: 1rem 1.25rem;
    margin: 0.25rem 0;
    border-radius: var(--radius-md);
    transition: all var(--transition-fast);
    color: var(--text-primary);
    text-decoration: none;
    display: block;
    width: 100%;
    border-left: 3px solid transparent;
    background: none;
    position: relative;
}

.nav-menu .nav-link:hover,
.nav-menu .nav-link:active {
    background: var(--navy-50);
    border-left-color: var(--accent);
    color: var(--primary);
}

/* Mobile-specific dropdown styling */
@media (max-width: 768px) {
  /* Override desktop arrow for mobile */
  .dropdown-toggle-container {
      position: relative;
  }

  .dropdown-arrow {
      position: absolute;
      right: 1.25rem;
      top: 50%;
      transform: translateY(-50%);
      transition: transform var(--transition-base);
      font-size: 0.8rem;
      color: var(--text-secondary);
  }

  .nav-dropdown.active .dropdown-arrow {
      transform: translateY(-50%) rotate(180deg);
  }
  
  /* Ensure mobile nav links are positioned relatively for absolute arrow */
  .nav-menu .nav-link {
      position: relative;
  }
  
  /* Hide desktop hover dropdown behavior on mobile */
  .nav-dropdown:hover .dropdown-arrow {
      transform: translateY(-50%); /* Don't rotate on hover, only on .active */
  }
}

/* Style the sub-links with better touch targets */
.dropdown-content .dropdown-link {
    padding: 0.75rem 1.25rem 0.75rem 2rem;
    font-size: 0.95rem;
    color: var(--text-primary);
    margin: 0.125rem 0;
    border-radius: var(--radius-sm);
    transition: all var(--transition-fast);
    display: block;
    text-decoration: none;
    background: none;
    border-left: 2px solid transparent;
    font-weight: 400;
    opacity: 0.8;
}

.dropdown-content .dropdown-link:hover,
.dropdown-content .dropdown-link:active {
    background: var(--navy-50);
    color: var(--primary);
    border-left-color: var(--accent);
    opacity: 1;
    transform: none;
}

/* 5. Mobile actions with better touch targets */
.nav-actions {
    flex-direction: column;
    width: 100%;
    margin-top: 1.5rem;
    padding: 1.5rem 0 0.5rem 0;
    border-top: 1px solid var(--navy-200);
    gap: 1rem;
}

.nav-cta-btn {
    width: 100%;
    padding: 1rem 1.5rem;
    font-size: 1.1rem;
    font-weight: 600;
    border-radius: var(--radius-lg);
    justify-content: center;
    background: var(--gradient-accent);
    color: white;
    border: none;
    cursor: pointer;
    transition: all var(--transition-base);
}

.nav-cta-btn:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.lang-toggle {
    width: 100%;
    padding: 0.75rem 1.5rem;
    border: 2px solid var(--navy-200);
    background: var(--bg-primary);
    color: var(--text-primary);
    border-radius: var(--radius-md);
    font-weight: 500;
    cursor: pointer;
    justify-content: center;
    transition: all var(--transition-base);
}

.lang-toggle:hover {
    border-color: var(--accent);
    background: var(--navy-50);
}

.nav-phone-mobile {
    display: block;
    text-align: center;
    padding: 1rem 1.5rem;
    font-weight: 600;
    font-size: 1.1rem;
    color: var(--accent);
    text-decoration: none;
    background: var(--navy-50);
    border-radius: var(--radius-md);
    border: 2px solid var(--accent);
    transition: all var(--transition-base);
}

.nav-phone-mobile:hover {
    background: var(--accent);
    color: white;
}

  
  /* Animate hamburger to X when checkbox is checked */
  #toggle:checked ~ label.mobile-menu-toggle span:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
  }
  
  #toggle:checked ~ label.mobile-menu-toggle span:nth-child(2) {
    opacity: 0;
  }
  
  #toggle:checked ~ label.mobile-menu-toggle span:nth-child(3) {
    transform: rotate(-45deg) translate(7px, -6px);
  }
  
  /* Mobile dropdown styles - ensure they work with JavaScript */
  .nav-dropdown {
    width: 100%;
    position: relative;
  }
  
  .nav-dropdown .dropdown-content {
    position: static;
    opacity: 0;
    visibility: hidden;
    max-height: 0;
    overflow: hidden;
    transform: none;
    box-shadow: none;
    border: none;
    background: rgba(15, 23, 42, 0.05);
    margin-top: 0;
    border-radius: var(--radius-md);
    padding: 0;
    transition: all var(--transition-base);
  }
  
  .nav-dropdown.active .dropdown-content {
    opacity: 1;
    visibility: visible;
    max-height: 300px;
    padding: 0.5rem 0;
    margin-top: 0.5rem;
  }
  
  .dropdown-link {
    padding: 0.5rem 1rem;
    margin: 0.25rem 0;
    border-radius: var(--radius-md);
  }
  
  .hero-title {
    font-size: 2.5rem;
  }
  
  .hero-subtitle {
    font-size: 1.125rem;
    color: var(--text-primary) !important;
  }
  
  .hero-actions {
    flex-direction: column;
    align-items: center;
  }
  
  .hero-stats {
    flex-direction: column;
    gap: 1.5rem;
  }
  
  .trust-badges {
    flex-direction: column;
    gap: 1rem;
  }
  
  .services-grid {
    grid-template-columns: 1fr;
  }
  
  .testimonials-grid {
    grid-template-columns: 1fr;
  }
  
  .calculator-tabs {
    flex-direction: column;
  }
  
  .form-grid {
    grid-template-columns: 1fr;
  }
  
  .calc-navigation {
    flex-direction: column;
  }
  
  .result-breakdown {
    flex-direction: column;
    gap: 1rem;
  }
  
  .quick-actions {
    flex-direction: column;
  }
  
  .footer-content {
    grid-template-columns: 1fr;
  }
  
  .footer-bottom {
    flex-direction: column;
    gap: 1rem;
    text-align: center;
  }
  
  .footer-legal {
    flex-direction: column;
    gap: 1rem;
  }
}

@media (max-width: 480px) {
  .container {
    padding: 0 1rem;
  }
  
  .hero-title {
    font-size: 2rem;
  }
  
  .section-title {
    font-size: 2rem;
  }
  
  .service-card,
  .testimonial-card {
    padding: 1.5rem;
  }
  
  .calculator-content {
    padding: 1.5rem;
  }
  
  .modal-body {
    padding: 1.5rem;
  }
  
  .btn {
    padding: 0.875rem 1.5rem;
  }
  
  h1 { font-size: 2rem; }
  h2 { font-size: 1.75rem; }
  h3 { font-size: 1.5rem; }
}

/* Print Styles */
@media print {
  .navbar,
  .hero-shapes,
  .floating-element,
  .scroll-indicator,
  .btn,
  .modal {
    display: none !important;
  }
  
  .hero-section {
    min-height: auto;
    padding: 2rem 0;
  }
  
  body {
    font-size: 12pt;
    line-height: 1.4;
  }
  
  .section-title {
    font-size: 18pt;
  }
  
  .service-card,
  .testimonial-card {
    break-inside: avoid;
    page-break-inside: avoid;
  }
}

/* High Contrast Mode */
@media (prefers-contrast: high) {
  :root {
    --primary: #000000;
    --accent: #ff6600;
    --text-primary: #000000;
    --text-secondary: #333333;
    --bg-primary: #ffffff;
    --bg-secondary: #f5f5f5;
  }
}

/* Reduced Motion */
@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
  
  .scroll-wheel {
    animation: none;
  }
  
  .floating-shape,
  .floating-element {
    animation: none;
  }
}

/* =================
   CALCULATOR RESULT DISPLAY
   ================= */

.calculator-result {
  display: none;
  margin-top: 2rem;
  padding: 2rem;
  background: var(--bg-card);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--navy-200);
  animation: slideInUp 0.5s ease-out;
}

.calculator-result.show {
  display: block;
}

.result-header {
  text-align: center;
  margin-bottom: 2rem;
  padding-bottom: 1rem;
  border-bottom: 2px solid var(--navy-200);
}

.result-badge {
  display: inline-block;
  background: var(--gradient-accent);
  color: var(--text-white);
  padding: 0.5rem 1rem;
  border-radius: var(--radius-lg);
  font-size: 0.875rem;
  font-weight: 600;
  margin-bottom: 1rem;
}

.result-title {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 0.5rem;
}

.result-subtitle {
  color: var(--text-secondary);
  font-size: 1rem;
  margin-bottom: 1.5rem;
}

.result-price {
  text-align: center;
  margin-bottom: 2rem;
}

.price-display {
  background: var(--gradient-primary);
  color: var(--text-white);
  padding: 2rem;
  border-radius: var(--radius-lg);
  position: relative;
  overflow: hidden;
}

.price-display::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: var(--gradient-glass);
  opacity: 0.1;
}

.price-label {
  font-size: 1rem;
  font-weight: 500;
  opacity: 0.9;
  margin-bottom: 0.5rem;
}

.price-amount {
  font-size: 3rem;
  font-weight: 900;
  line-height: 1;
  margin-bottom: 0.25rem;
  opacity: 1;
  transition: opacity 0.3s ease;
}

/* Price visibility control */
.price-amount.price-hidden,
.amount.price-hidden {
  opacity: 0;
}

.price-amount.price-visible,
.amount.price-visible {
  opacity: 1;
  transition: opacity 0.3s ease;
  animation: priceReveal 0.4s ease-out;
}

@keyframes priceReveal {
  0% {
    opacity: 0;
    transform: translateY(10px);
  }
  100% {
    opacity: 1;
    transform: translateY(0);
  }
}

.price-period {
  font-size: 1.125rem;
  font-weight: 400;
  opacity: 0.8;
}

.price-disclaimer {
  font-size: 0.75rem;
  color: var(--text-secondary);
  margin-top: 1rem;
  text-align: center;
  font-style: italic;
}

.result-breakdown {
  margin-bottom: 2rem;
}

.breakdown-title {
  font-size: 1.125rem;
  font-weight: 600;
  color: var(--primary);
  margin-bottom: 1rem;
  text-align: center;
}

.breakdown-items {
  display: grid;
  gap: 0.75rem;
}

.breakdown-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.75rem;
  background: var(--bg-secondary);
  border-radius: var(--radius-md);
  border: 1px solid var(--navy-200);
}

.breakdown-item-label {
  font-weight: 500;
  color: var(--text-primary);
}

.breakdown-item-amount {
  font-weight: 600;
  color: var(--primary);
}

/* Add transitions for amount elements */
.amount {
  opacity: 1;
  transition: opacity 0.3s ease;
  font-weight: 600;
}

.result-actions {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  margin-top: 2rem;
}

.result-actions .btn {
  width: 100%;
  justify-content: center;
}

.result-actions .btn-primary {
  font-size: 1.125rem;
  padding: 1rem 2rem;
  box-shadow: var(--shadow-lg);
}

.result-info {
  margin-top: 2rem;
  padding: 1.5rem;
  background: var(--bg-secondary);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--accent);
}

.result-info h4 {
  color: var(--primary);
  font-size: 1.125rem;
  margin-bottom: 1rem;
}

.result-info ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.result-info li {
  padding: 0.5rem 0;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.result-info li::before {
  content: '✓';
  color: var(--accent);
  font-weight: bold;
}

/* Animation for result display */
@keyframes slideInUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Mobile responsive adjustments */
@media (max-width: 768px) {
  .calculator-result {
    margin-top: 1.5rem;
    padding: 1.5rem;
  }
  
  .price-amount {
    font-size: 2.5rem;
  }
  
  .result-actions {
    gap: 0.75rem;
  }
  
  .result-actions .btn-primary {
    font-size: 1rem;
    padding: 0.875rem 1.5rem;
  }
}

/* Result display for individual insurance pages */
.insurance-result {
  display: none;
  margin-top: 2rem;
  padding: 2rem;
  background: var(--bg-card);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--navy-200);
  animation: fadeInUp 0.5s ease-out;
}

.insurance-result.show {
  display: block;
}

.insurance-result .result-header {
  border-bottom: 2px solid var(--accent);
}

.insurance-result .result-badge {
  background: var(--gradient-accent);
}


/* New flex layout for insurance results */
.insurance-result.show {
  display: flex;
  flex-direction: column;
}

.results1 {
  display: flex;
  gap: 2rem;
  margin-bottom: 2rem;
}

.results1 > * {
  flex: 1;
}

.results2 {
  display: flex;
  flex-direction: column;
  gap: 2rem;
}

.result-actions {
  display: flex;
  flex-direction: row;
  gap: 1rem;
  justify-content: center;
}

/* Hide result-info initially, show after official quote is requested */
.result-info {
  display: none;
}

.result-info.show {
  display: block;
}

/* Mobile responsive breakpoints */
@media (max-width: 768px) {
  .results1 {
    flex-direction: column;
    gap: 1.5rem;
  }
  
  .result-actions {
    flex-direction: column;
    gap: 0.75rem;
  }
  
  .result-actions .btn {
    width: 100%;
  }
}

/* Tablet breakpoint */
@media (max-width: 1024px) and (min-width: 769px) {
  .results1 {
    gap: 1.5rem;
  }
  
  .result-header,
  .result-price,
  .result-breakdown {
    min-width: 0;
  }
}

/* Success state styling */
.result-success {
  border-left: 4px solid var(--accent);
}

.result-success .result-badge {
  background: var(--gradient-accent);
}

/* Loading state */
.calculator-loading {
  display: none;
  text-align: center;
  padding: 2rem;
  margin-top: 2rem;
}

.calculator-loading.show {
  display: block;
}

.loading-spinner {
  display: inline-block;
  width: 40px;
  height: 40px;
  border: 4px solid var(--navy-200);
  border-radius: 50%;
  border-top-color: var(--accent);
  animation: spin 1s ease-in-out infinite;
  margin-bottom: 1rem;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

.loading-text {
  font-size: 1.125rem;
  color: var(--text-secondary);
  font-weight: 500;
}

/* =================
   QUOTE OPTIONS GRID
   ================= */

.quote-options-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 2rem;
  margin-top: 2rem;
}

.quote-option-card {
  background: var(--bg-card);
  border-radius: var(--radius-xl);
  padding: 2rem;
  text-align: center;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--navy-200);
  transition: all var(--transition-base);
  position: relative;
  overflow: hidden;
}

.quote-option-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
  border-color: var(--accent);
}

.quote-option-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: var(--gradient-accent);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition-base);
}

.quote-option-card:hover::before {
  transform: scaleX(1);
}

.quote-option-card .option-icon {
  font-size: 3rem;
  margin-bottom: 1rem;
  display: block;
  filter: grayscale(0.3);
  transition: filter var(--transition-base);
}

.quote-option-card:hover .option-icon {
  filter: grayscale(0);
}

.quote-option-card h3 {
  color: var(--text-primary);
  font-size: 1.5rem;
  font-weight: 600;
  margin-bottom: 1rem;
}

.quote-option-card p {
  color: var(--text-secondary);
  margin-bottom: 1.5rem;
  line-height: 1.6;
}

.quote-option-card .btn {
  width: 100%;
  justify-content: center;
}

@media (max-width: 768px) {
  .quote-options-grid {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }
  
  .quote-option-card {
    padding: 1.5rem;
  }
}

/* =============================================================================
   ACCESSIBILITY UTILITIES
   ============================================================================= */

/* Screen reader only content */
.sr-only {
  position: absolute !important;
  width: 1px !important;
  height: 1px !important;
  padding: 0 !important;
  margin: -1px !important;
  overflow: hidden !important;
  clip: rect(0, 0, 0, 0) !important;
  white-space: nowrap !important;
  border: 0 !important;
}

/* Error message animation */
@keyframes slideInError {
  from {
    opacity: 0;
    transform: translateY(-10px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Legal Pages Styles */
.hero-small {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  color: var(--text-white);
  padding: 4rem 0 3rem 0;
  position: relative;
  overflow: hidden;
}

.hero-small::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="grain" width="100" height="100" patternUnits="userSpaceOnUse"><circle cx="25" cy="25" r="1" fill="rgba(255,255,255,0.05)"/><circle cx="75" cy="75" r="1" fill="rgba(255,255,255,0.05)"/><circle cx="50" cy="10" r="0.5" fill="rgba(255,255,255,0.03)"/><circle cx="10" cy="60" r="0.5" fill="rgba(255,255,255,0.03)"/><circle cx="90" cy="40" r="0.5" fill="rgba(255,255,255,0.03)"/></pattern></defs><rect width="100" height="100" fill="url(%23grain)"/></svg>');
  pointer-events: none;
}

.hero-small .hero-content {
  text-align: center;
  position: relative;
  z-index: 2;
}

.hero-small h1 {
  font-size: 3.5rem;
  font-weight: 700;
  margin-bottom: 1rem;
  text-shadow: 0 2px 4px rgba(0, 0, 0, 0.3);
}

.hero-small p {
  font-size: 1.25rem;
  opacity: 0.9;
  max-width: 600px;
  margin: 0 auto;
}

.legal-content {
  padding: 4rem 0;
  background: var(--bg-primary);
}

.legal-wrapper {
  max-width: 800px;
  margin: 0 auto;
}

.legal-text {
  background: var(--bg-card);
  padding: 3rem;
  border-radius: 12px;
  box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
  line-height: 1.7;
}

.legal-text .last-updated {
  font-style: italic;
  color: var(--text-muted);
  margin-bottom: 2rem;
  font-size: 0.9rem;
}

.legal-text h2 {
  color: var(--primary);
  font-size: 1.75rem;
  font-weight: 600;
  margin: 2.5rem 0 1rem 0;
  border-bottom: 2px solid var(--accent);
  padding-bottom: 0.5rem;
}

.legal-text h2:first-of-type {
  margin-top: 0;
}

.legal-text h3 {
  color: var(--primary-light);
  font-size: 1.25rem;
  font-weight: 600;
  margin: 1.5rem 0 0.75rem 0;
}

.legal-text p {
  color: var(--text-primary);
  margin-bottom: 1rem;
}

.legal-text ul {
  margin: 1rem 0 1.5rem 1.5rem;
  color: var(--text-primary);
}

.legal-text li {
  margin-bottom: 0.5rem;
  padding-left: 0.5rem;
}

.legal-text li::marker {
  color: var(--accent);
}

.legal-text a {
  color: var(--accent);
  text-decoration: none;
  border-bottom: 1px solid transparent;
  transition: border-color 0.3s ease;
}

.legal-text a:hover {
  border-bottom-color: var(--accent);
}

.legal-text .contact-info {
  background: var(--bg-secondary);
  padding: 1.5rem;
  border-radius: 8px;
  margin-top: 1rem;
  border-left: 4px solid var(--accent);
}

.legal-text .contact-info p {
  margin-bottom: 0.5rem;
}

.legal-text .contact-info p:last-child {
  margin-bottom: 0;
}

/* Mobile responsiveness for legal pages */
@media (max-width: 768px) {
  .hero-small {
    padding: 3rem 0 2rem 0;
  }
  
  .hero-small h1 {
    font-size: 2.5rem;
  }
  
  .hero-small p {
    font-size: 1.125rem;
  }
  
  .legal-content {
    padding: 2rem 0;
  }
  
  .legal-text {
    padding: 2rem 1.5rem;
    margin: 0 1rem;
  }
  
  .legal-text h2 {
    font-size: 1.5rem;
  }
  
  .legal-text h3 {
    font-size: 1.125rem;
  }
}